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The United States Department of Education (USDE) revises federal limits for grants and loans every year. This document from the National Association of Student Financial Aid Administrators is a convenient recap of limits for the 2013-2014 award year. Campus Based Aid (SEOG, Work Study, and Perkins Loans) have federal maximum amounts but the maximum awards available from Union Institute & University depends on annual funding from USDE. The university never gets enough federal funding for these programs so must use lower university controlled limits to serve as many need students as possible.