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The Parent PLUS loan allows parents of dependent, undergraduate students to borrow up to the cost of attendance, less any financial aid. Parent PLUS Loans originated during the 2013-2014 award year will have a fixed interest rate of 6.41%. Under the Parent PLUS loan program, a parent can borrow up to the full cost of education, less other financial aid received. You may complete your StudentLoans.gov.
Graduate and professional students may borrow under the Federal DIRECT PLUS loan program. A credit check and GRADPlus loan entrance counseling session are required. Grad PLUS Loans originated during the 2013-2014 award year will have a fixed interest rate of 6.41%. You may be eligible for a Graduate PLUS loan if you are enrolled in a graduate/professional degree program on at least a half-time basis. (Note: Students enrolled in the pre-cohort Doctoral Program at Union Institute & University must be enrolled full-time to receive a Graduate PLUS loan.) With a Graduate PLUS loan, you may borrow up to the full cost of education, less other financial aid received. Graduate students may complete their StudentLoans.gov. Credit checks for all PLUS Loans are good for only ninety (90) days so students and parents should apply as close as possible to the date of expected disbursement.